Happy to report it was the grease seal. I took the seal out and put the hub back on. I tightened it down the same and it spun like it was on butter. Glad it was that easy. Here's something else I ran across.
The bearing nut washer was the same size as the screw on hub cover. It wouldn't fit.
View attachment 75984
I found a bearing nut kit at Napa that had a smaller washer. Here's the kit with part number, in case anyone else has this issue.
View attachment 75985
The washer was already on by the time I decided to take the pic
Hutch