Insurance

[85 Cutlass Brougham]

I have no points, tickets or accidents for almost 5 years and pay $194 a month. I have the Frontier and Cutlass on the policy and have no comp or collision. However, I have 25/50/25 limits instead of the state minimum 10/20/10, and also have $0 deductible PIP and $5,000 in additional med payments. It is a commercial policy for pizza delivery too, which adds to the price. As for me, I'm 35 and have owned the same house since I moved out of my parent's house at 22.

 

[TURNA]

I'm 18 and have had 3 speeding tickets and 4 accidents

Try slowing down.

I am amazed that still have a licence and a company is even willing to insure you.

 

[Phoenyx]

Maybe it's time for a radar detector?

I only pay $45 a month, and that's with full coverage. But then again, I'm 31, have no accidents, two speeding tickets from when I was still a teenager (only 1 Km over), and I have a perfect 5 star rating with my company.

Like I said, time for a radar detector lol.

 

[yourownself]

Maybe it's time for a radar detector?

maybe it's time for a bicycle!

 

[TURNA]

maybe it's time for a bicycle!

 

[Phoenyx]

They still make roller-skates, don't they?

 

[drogg1]

Hilarious. Thanks for the condescension. I really appreciate it. My self-esteem is really blooming now.

 

[pontiacgp]

drogg...you set yourself up for it by not taking responsibility for your driving...at 18 having 4 accidents is a cause for concern but you just pass it off as being in the wrong place at the wrong time....higher insurance premiums for poor drivers is the right way to go....you don't think any of us should have higher premiums to let you off the hook do you?

 

[83cutlassowner]

just got my monthly insurance policy papers. looks like i'm going to be paying $123 for my 2002 malibu, 84 k10 chevy 4x4, and my 83 cutlass. i have one accident that was "my fault" but wasnt, i just couldnt afford to pay for court fee's at the time. getting older really has benefits. i was paying $83 just for my malibu no more then 3 years ago. having 4 accidents really screws stuff up. your definitely considered high risk at this point because of it