State Farm here for home and auto. Last fall, my bank quietly got bought out and changed routing numbers. All my bills are on autopsy and somehow I managed to ignore State Farm's late notices, I just assumed they were the usual Pat on the back for paying my bill on time. When I realized my coverage had lapsed, I obviously had it reinstated. When they turned it back on with the same coverages my premiums dropped! I think they all play games, but State Farm has been really good to me when it comes time to make a claim and I've heard of my neighbor's getting jerked around by the lesser companies so I think I'll stick with what I have. Funny thing is that they undercut Progressive, Allstate, AAA, and every other carrier that I contacted back in 2009.