Specialty Insurance: Who has made a claim?

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I’ve checked prices with Hagerty and holy cow are they expensive. If I remember correctly $900 a year. Doesn’t make sense for me when the car sits in the shop under a cover most of the year. I’ve been using Farm Bureau with an agreed-upon value. Most of the time I keep comprehensive on it. When I drive it it gets full coverage and just takes a phone call
 
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I've got State Farm on my Malibu. Stated value and very reasonably priced.
 
I'm paying right around $545 a year through Hagerty. Guaranteed value and they know the car has hydraulics. Had them for several years. Price climbed up over $600 a couple years back but went down. No tickets, claims or issues. Said it was due to my location...🤷‍♂️
 
I'm paying $375 thru Hagerty IIRC. Stated value for 25k I believe.
 
I’ve checked prices with Hagerty and holy cow are they expensive. If I remember correctly $900 a year. Doesn’t make sense for me when the car sits in the shop under a cover most of the year. I’ve been using Farm Bureau with an agreed-upon value. Most of the time I keep comprehensive on it. When I drive it it gets full coverage and just takes a phone call
What’s your value on the car? I’m paying $250 for a $10000 value.
 
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