If you are living paycheck to paycheck, then build in stages. Stick with carb and cubic inches (same fuel tank, sender, fuel lines, throttle linkage, kickdown cables, accessory brackets. All these things have to be changed out if you go to fuel injection or another brand of motor.)
You already have a Chevy so go with a stout 350 short block first. Save your pennies and make this big lump purchase up front for a solid foundation. Consider a balanced rotating assembly, perhaps an 86+ 1-piece rear main seal engine with one-piece oil pan gasket, for leak-free durability. 1 and 2 piece engines interchange with the car/trans/mounts/accessories, just need the correct flywheel or flexplate. Consider forged pistons for durability.
Start with whatever heads come with your builder block. Preferably 76cc chambers so you can size your pistons to hit 9:1 compression to run on regular unleaded now. Drive that around until your grin starts to wane, then later swap in better heads later with smaller chambers to bump compression towards 10:1 using the same forged pistons. Build with a 2-piece timing chain cover so you can swap cams without pulling the engine or dropping the oil pan. High volume oil pump for durability.
Use a TH350 now, upgrade it with a rebuild later, then go with overdrive later when the gas budget starts to be a problem.
Enjoy your ride for about 5 years, then upgrade the entire engine later.