Joe, to your first point, do you think the insurance companies will likely resist? Less drivers = less profits.
You bring up an excellent point, and there is no doubt the insurance companies have a lot of power over how this all works out. In my opinion, I think the insurance companies are going to have to wait a little while longer to see how much self driving technology will actually impact their business. But I can assure you, if it messes with their profits, they will be fighting tooth and nail. We all know how "wonderful" insurance companies are to deal with, lol.
And this kind of touches into my second point, which is- is it economically irresponsible to implement this technology?