the insurance companies usually have the upper hand. If your car is undriveable then you most likely have a rental that the insurance is paying for. They will make an offer and if you refuse it they will say that the rental car will have to be returned so you're stuck without a car and possibly no money to get another one so they know you may be forced to accept their offer. If the car is still on the road or you have another to drive then they have no bargaining power,
what is needed is a couple of estimates from body shops so you know what to demand from them. If you do your own repairs then they will usually deduct 10% from the estimate
what is needed is a couple of estimates from body shops so you know what to demand from them. If you do your own repairs then they will usually deduct 10% from the estimate