BIG benefits. I have no limits on any car on either company. You are only not supposed to be using it for basic transportation, however to and from shows, parades, and on cruises and pleasure day driving are acceptable. Also, you have an agreed value for your car, so if your $1200 book value
h/o gets wrecked you'll get the real value out of it. Also, classic companies DONT want to total out your car, they are car people and are usually very helpful when it comes to getting your car fixed, because unlike regular insurance companies, they understand the value of our cars to us.
The rates are also much cheaper. This is because even though the value on the car is higher, they know you won't be subjecting it to the same conditions a normal car will be subjected to. From daily driving to icey road conditions and rain. This lowers the risk of damage, along with the extra care we take for our cars.