Sounds about right 🙂 Because I have a UK license and not a US one, I always just used to take out an insurance with Progressive using friends addresses as references.South Dakota will gladly take your money and will register your car even if you don't live there.
But they are clamping down on people from Europe even getting insurances to drive their own cars now. I suppose uninsured illegal aliens have messed that up for us and it's better for your economy if we all hire Tupperware cars from Alamo with pre arranged insurance deals when we come over to visit 😕