The loss of the car is not even the worst part of the whole thing. I am now dealing with permanent injuries to my lower back, neck, shoulder and knee resulting from the accident. I need $15k worth of knee surgery and have no insurance to pay for it. I only had $10k worth of PIP and that ran out after a few tests and a ambulance trip to the hospital. Funny thing is, the door still opened on the driver's side and the "safety cage" was still intact. Ironically, the car hit in the exact same spot I had repaired when I initially bought the car and all of my structural welding held! Unfortunately, I hit wrong inside the car as I was reaching to stabilize my drink in the cup holder when the accident happened. Sounds stupid, but sometimes we react wrong in the heat of the moment. I also had removed the under dash knee protection pad to fix a "professional" alarm install that the car had when I got it. So, my knee hit metal, not foam like it would have had the part been there. My left arm smashed out the window when the airbag hit it and the airbag also rotated my neck bones out of place. The car hit the stupid b*tch in the Rav 4 who pulled out in front of me so hard that the skid marks from my car veered off at a 45 degree angle at the point of impact. That little car probably saved my life, but my own stupid reactions in the seconds before impact left me partially disabled.