I remember Iowa, in and out with a fresh title IN MY HAND in 10 minutes, and that was if they were busy.
Here in OK, it's reasonably quick, but lots of hoops and they LOVE "fees". Here's a "ferinstance": State law requires that you have proof of insurance when you transfer or register/re-register a motor vehicle. They charge $1.50 for verifying that you have one. Don't have it insured, that's OK, sign non-use affidavit, get a black sticker. Get insurance on it and want to get a regular sticker? Another $9, even though the reg is already paid (last time I had that scenario was my 92 Vette, I printed the statute that said you did NOT have to have the colored sticker as long as there was insurance in force and reg was current) and carried it in the car "justincase". Bought a car with broken engine for deep discount? State has a formula for sale price, if your declaration of sale price is under that, you pay their determined value for year/make/model regardless of actual sale price/vehicle condition. Bringing a car in from out of state? $2/tire waste tire disposal fee, and state law mandates that there are 5 tires on a car, even if there are none on it or it was never equipped with a spare (I got over on them for $4 on my dually!). Over 30 days on a reg, $1/day penalty. Over 30 days on transfer, $1/day penalty. God forbid you buy a car that has sat a while. I bought a Mustang GT 'vert a few years back (bad control module), the title was signed/dated/notarized about 18 months prior, of course tag was out as well. $479.50 later, I was the proud owner of a paper receipt, title to follow in mail in 2-3 weeks. Buying a car that the owner can't find the title for, and they haven't driven/tagged it in years? Before they will issue a duplicate title, tag has to be brought up to date. That means 2 years back tags and penalties, plus current registration. At least they cap the penalties at $100/calendar year. Ever try to talk the owner of a $500 car into spending $300+ to get a title? No wonder CL is full of cars with no titles.