read this and now you can say you have seen what problems occur
I guess I didn't relay what I meant very well in the last post.
I have never seen a hub with a tight enough fit to the wheel that it will support the load of the car with zero lug clamp load and not result in some type of failure.
If your lugs loosen on a non hub centric setup, all the load is supported by the studs (totally in agreement there) and you are going to break studs.
If your lugs loosen on a hub centric setup, the hub will support the load for the time being, and gain some level of driveability before the wheels fall off, but it's still a failure and the wheel is going to pound the ID out.
Basically the hub helps support some load if the lugs loosen, but a failure is inevitable once you loose clamp load and it's a temporary bandaid.
If your lugs loosen up with or without a hub sooner or later your boned. The hub might delay said boneage if you loose clamp load, but that's it.
I agree Mr. PHd engineer with a PE and a consulting firm and a website knows what he is talking about, and I totally would make every effort to put a hub centric spacer or wheel on my car, but lowly old me 75% towards my engineering M.S. disagrees with the implementation of the theory in this case. Us engineer types are messed up. Arguing over peanuts